B Com Banking 2026 - Colleges, Fees, Eligibility, Syllabus

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UG3 Years

Bachelor of Commerce (B.Com) in Banking

3 Years
B.Com in Banking is a popular 3-year UG course in Commerce that prepares students for careers in banking, NBFCs, and financial services. The program covers accounting, finance, banking operations, credit management, and financial markets to build industry-relevant skills.

About B.Com Banking

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Content Writer | Updated 17 Mar 2026

B.Com in Banking is a 3-year undergraduate commerce degree focused on banking operations, financial services, and regulatory frameworks. The course builds core knowledge in accounting, finance, business law, and economics along with specialized subjects like bank management and credit appraisal. It prepares students for entry-level roles in banks, NBFCs, insurance, and financial services. Graduates can also pursue professional certifications and postgraduate programs to advance in the BFSI sector.
Bachelor of Commerce (B.Com) in Banking is an undergraduate program designed to develop a strong foundation in commerce with a focused understanding of the banking and financial services ecosystem. Students learn financial accounting, corporate accounting, business economics, taxation basics, and business law, alongside banking-specific areas such as bank management, credit and risk assessment, financial markets, and financial services. The curriculum typically includes practical exposure through projects, case studies, and sometimes internships, helping learners understand retail banking, loans and advances, customer service, compliance, and digital banking concepts. The course is suitable for students aiming for careers in banks, NBFCs, fintech support roles, back-office operations, and sales or relationship management in financial products. After graduation, candidates often pursue certifications like NISM, or higher studies such as M.Com, MBA (Finance), or professional courses to strengthen domain expertise and improve career growth in the BFSI sector.
Commerce degree with focused banking and financial services specialization
Builds job-ready understanding of bank operations, credit, and financial markets
Suitable pathway for BFSI careers and higher studies like MBA (Finance) or M.Com

Eligibility Criteria

1

Educational Qualification

Candidates must have passed 10+2 (Higher Secondary) from a recognized board, typically in Commerce stream (Arts/Science may be accepted by some colleges). Many institutions require a minimum aggregate of 45%-50% (relaxation may apply for reserved categories as per norms). Admission may be merit-based or based on entrance tests/interviews depending on the college/university.

2

Entrance Exam

CUET (UG), IPU CET (where applicable)

Admission Process

How to Apply

Admission is commonly merit-based through 10+2 marks, followed by online/offline application and document verification. Some universities/colleges may conduct an entrance test and/or interview for final selection; seat allotment is completed after cutoff/merit list publication.

Course Syllabus

Semester 15 Subjects
Financial Accounting
Business Economics I (Microeconomics)
Business Organization and Management
Business Mathematics and Statistics
Business Communication
Semester 25 Subjects
Corporate Accounting
Business Economics II (Macroeconomics)
Business Law
Principles of Marketing
Environmental Studies
Semester 35 Subjects
Cost Accounting
Banking Theory and Practice
Income Tax Law and Practice (Basics)
Financial Management
Computer Applications in Business
Semester 45 Subjects
Auditing
Bank Management
Insurance and Risk Management
Management Accounting
E-Commerce and Digital Business
Semester 55 Subjects
Financial Markets and Services
Credit Management and Appraisal
International Banking and Foreign Exchange
Investment Analysis and Portfolio Management
Entrepreneurship Development
Semester 65 Subjects
Strategic Management
Banking Regulations and Compliance (Overview)
Corporate Governance and Business Ethics
Project Work / Internship / Viva Voce
Elective: FinTech Fundamentals / Mutual Funds / Advanced Banking Operations (as per institute)

Career Options & Jobs

B.Com in Banking graduates can start in entry-level BFSI roles and grow into operations, sales, credit, and compliance tracks with experience and certifications. Career progression improves significantly with professional credentials (NISM, MBA Finance) and competitive exams for public-sector banking opportunities.

Career Options

Banking Operations Executive
Relationship Manager (Retail Banking)
Credit Analyst (Entry-Level)
Accounts Executive
Financial Services Sales Executive

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