Top Government Scholarships for Undergraduate Students in 2026

By Ritika Chatterjee

Higher education costs continue to rise, but the Government of India offers several scholarships that significantly ease the financial burden for undergraduate students. These schemes target meritorious students, those from economically weaker sections, reserved categories, girls, minorities, and students from specific regions or backgrounds. Most central scholarships are applied for through the National Scholarship Portal (NSP) at scholarships.gov.in. The portal for Academic Year 2026-27 opened on 1 June 2026, with many schemes accepting applications until 31 October 2026. One-Time Registration (OTR) using Aadhaar is mandatory.

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Top Government Scholarships for Undergraduate Students in 2026

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Ritika Chatterjee

Author | Added 8 Sept 2026

8 September 2026 52 views
Top Government Scholarships for Undergraduate Students in 2026 | Blog | Admissionbuddy

Higher education costs continue to rise, but the Government of India offers several scholarships that significantly ease the financial burden for undergraduate students. These schemes target meritorious students, those from economically weaker sections, reserved categories, girls, minorities, and students from specific regions or backgrounds. Most central scholarships are applied for through the National Scholarship Portal (NSP) at scholarships.gov.in. The portal for Academic Year 2026-27 opened on 1 June 2026, with many schemes accepting applications until 31 October 2026. One-Time Registration (OTR) using Aadhaar is mandatory.

Quick Comparison of Key Scholarships

Here are some of the top government scholarships available for undergraduate students in 2026.

Scholarship NameWho Can ApplyApproximate AmountKey Eligibility
Central Sector Scheme (CSSS / PM-USP)Meritorious students (all categories)₹12,000/year (first 3 years of UG)Top 80th percentile in Class 12; family income ≤ ₹4.5 lakh
INSPIRE-SHE (DST)Science stream students₹80,000/year (₹60,000 + ₹20,000 research)Top 1% in Class 12 boards or top ranks in JEE/NEET
Post-Matric Scholarship (SC/ST/OBC)SC, ST, OBC studentsTuition + maintenance allowanceIncome limits (typically ₹2.5 lakh for SC/ST)
Top Class Education for SC StudentsSC students in notified premier institutesFull tuition + academic allowanceFamily income ≤ ₹8 lakh; admission to listed institutes
PM-YASASVI Top Class (OBC/EBC/DNT)OBC, EBC, DNT students in premier institutesFull tuition + living expensesFamily income ≤ ₹2.5 lakh; notified institutes
AICTE PragatiGirl students in technical courses₹50,000/yearAICTE-approved institutes; specific income criteria
AICTE SakshamStudents with disabilities in technical courses₹50,000/yearBenchmark disability; AICTE-approved courses
PM Scholarship Scheme (PMSS)Wards of CAPFs, Assam Rifles, police personnel₹2,500–₹3,000 per monthProfessional courses; minimum marks criteria
Ishan Uday (UGC)Students from North Eastern Region₹5,400–₹7,800 per monthDomicile of NER; family income criteria
Special Scholarship for J&K and LadakhStudents from J&K and LadakhUp to ₹1.25 lakh (professional) + maintenanceStudying outside the UTs; income ≤ ₹8 lakh

Highlights of Major Schemes

Central Sector Scheme of Scholarship for College and University Students (CSSS) remains one of the most accessible options. Students scoring above the 80th percentile in their Class 12 board exams and belonging to families with annual income up to ₹4.5 lakh can receive ₹12,000 per year for the first three years of undergraduate study (higher for the fourth year in professional courses). Around 82,000 scholarships are awarded annually, with equal distribution for boys and girls.

INSPIRE Scholarship for Higher Education (SHE) encourages students to pursue basic sciences. Eligible students (top 1% in Class 12 science or high ranks in national entrance exams) receive ₹80,000 annually while studying B.Sc. or integrated M.Sc. programmes.

Category-based schemes such as Post-Matric Scholarships and Top Class Education schemes provide substantial support covering tuition fees, maintenance allowance, and other expenses. These are particularly valuable for students admitted to premier institutions like IITs, NITs, and central universities.

AICTE schemes specifically support girls (Pragati) and differently-abled students (Saksham) pursuing technical education in AICTE-approved institutes.

How to Apply Successfully

  • Complete One-Time Registration (OTR) on the NSP portal using Aadhaar.

  • Keep documents ready: Aadhaar, income certificate, caste certificate (if applicable), Class 12 marksheet, admission proof, and bank details linked to Aadhaar.

  • Apply early and track application status regularly.

  • Ensure institute verification is completed on time.

  • You can usually apply for one merit-based and one or more welfare-based scholarships if eligible.

Tips for Undergraduate Students

  • Check eligibility carefully, especially income limits and institute lists for Top Class schemes.

  • Maintain good academic performance, as many scholarships require renewal based on attendance and marks.

  • Explore both central and state government scholarships — many states have additional schemes.

  • Combine scholarships carefully; some cannot be availed simultaneously with others.

  • Apply for education loans in parallel if needed, as several schemes complement loan support.

At AdmissionBuddy, we guide students not only through admissions but also through funding opportunities so that financial constraints do not limit academic dreams. Start by visiting scholarships.gov.in, check your eligibility, and apply within the deadlines.

Government scholarships in 2026 continue to open doors for talented and deserving undergraduate students across India. Take the first step today and secure the support you need for your higher education journey.

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